HOW IT WORKS

From tickers to clarity — then back again.

Most investors think they're diversified. Prism shows you what you actually own — and lets you test what happens before you change it.

STEP 01

Upload your holdings

Import in seconds — no account needed.

Drop a CSV, paste tickers, or upload a screenshot of your brokerage statement. Prism reads it automatically, matches every position, and lets you confirm before running the analysis.

SUPPORTED FORMATS
CSV / Excel
Standard ticker and value columns
Paste tickers
ticker,value format
Screenshot
Any brokerage — Claude Vision reads it
STEP 02

Prism looks through every layer

ETFs and mutual funds are decomposed to their underlying stocks.

Most portfolios hold ETFs and mutual funds that each hold hundreds of stocks. Prism reads through every layer — including fund-of-funds like XEQT or VEQT, and US mutual funds via their regulatory holdings filings — to surface what you truly own.

LOOK-THROUGH EXAMPLE
XEQT (you hold)40%
→ XIC (inside XEQT)24%
→ → RY (inside XIC)4.2%
→ → TD (inside XIC)3.8%
STEP 03

See the portfolio beneath the portfolio

Concentration, overlap, liquidity, themes, and hidden risk — all at once.

Your true sector exposure, real concentration score (HHI-based), fund overlap flags, MER drag over 10/20/30 years, structural risk flags, thematic classification, and an AI narrative.

CONCENTRATION SCORE
11.98.26.47.15.8
↓ 6.1 — diversifying over time
STEP 04

What-If analysis

What-If: see the impact of any position before adding it.

Type any ticker and a dollar amount. Prism instantly shows how adding that position changes your concentration score, top holdings, sector weights, and whether it creates new overlap.

WHAT-IF: ADDING NVDA $10,000
NOW
6.4
concentration
AFTER
7.1
+0.7
concentration
Overlap detected
NVDA already 5.1% inside your ETFs
STEP 05

Save and track drift over time

Build a living record of your portfolio.

Save any analysis with one click. Every save is a snapshot — come back after your next contribution, rebalance, or market move to see how your true exposure has shifted.

PORTFOLIO VALUE OVER TIME
JanFebMarAprMayJun
↑ C$285,360 since first save
WHAT PRISM SHOWS YOU
ETF & Mutual Fund Look-Through
See every stock you own inside every fund — ETFs and US mutual funds, up to three layers deep.
True Concentration
HHI-based score showing how many independent positions you actually have.
What-If Analysis
Test any ticker before buying — see the impact on concentration, sectors, and overlap instantly.
Overlap Detection
Flags positions you hold directly and through ETFs — hidden double exposure.
MER Intelligence
Blended fee drag with 10, 20, and 30-year cost projections.
Thematic & Role Classification
Every holding mapped to an economic theme and portfolio function.
Structural Risk Flags
Automated flags for hidden positions, redundant pairs, and single-name concentration.
AI Narrative
Plain-English synthesis of your entire portfolio — what it means, where the risk lives.
Portfolio Timeline
Save analyses over time and track how your exposure drifts — concentration, value, top position.
JUST LOOKING

Try it now

No account required. Upload your portfolio, run a What-If, and see your full analysis in under a minute.

TRACK OVER TIME

Save and track

Sign in to save your analysis, run unlimited What-If scenarios, and watch your true exposure shift over time.

No credit card. No brokerage connection. Read-only analysis.